We just secured a $20M Credit Line to close the gap between work and cash

Jon Santillan
Jun 17, 2025

When we started OCTA, we had one focus: fix how businesses handle financial operations, starting with accounts receivable.
The problem was everywhere. Businesses were drowning in manual work — sending invoices, tracking payments, chasing down customers, reconciling accounts. Essential work that was slow, fragmented, and painful.
We built OCTA to handle it end-to-end. Contracts to collections, all in one system. Not a dashboard sitting on top of your existing mess, but the actual operations layer running your finance workflow.
It worked.
We've processed $290 million in invoices and $50 million in payments. Companies like Careem, Lean Technologies, ZenHR, Gameball, and MoneyHash now run their financial ops on OCTA.
DSO dropped. Teams got their time back. Fewer errors, less stress, faster everything.
But as our customers mastered their processes, they kept asking the same question: "Great, now how do I get paid faster?"
That's when we realized, automating the workflow is only half the solution. The real breakthrough is eliminating the wait between work completed and cash received.
Today, we're announcing the logical next step: a $20 million credit facility from Sukna Fund for Direct Financing.
This isn't venture funding. This is working capital we're embedding directly into the workflows businesses already use.
Here's what changes:
Issue an invoice in OCTA → Get paid instantly
Customer needs time to pay → We fund you, they pay us later
Customer pays → Everything settles automatically
No separate applications. No context switching. Just cash flowing at the speed of your operations.
We already have the data, understand the payment patterns, and know the timing. Now we have the infrastructure to act on it.
The facility launches Q3 2025 for SMEs in Saudi Arabia, where we're seeing explosive growth. It's built for businesses already running receivables through OCTA — no new tools, no complicated onboarding.
The insight that drives everything we build: Operators don't need more features. They need fewer obstacles.
This facility removes the biggest obstacle of all — the lag between completing work and accessing the cash it generates.
We're still building the same thing we started with: a better way to run financial operations.
We just figured out how to move the money too.