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OCTA + Mamo Pay integration — Frictionless UAE Payments with Mamo Pay

Category: Payment Gateway

Integrate OCTA with Mamo Pay to give your UAE-based customers a simple, local payment experience embedded directly inside every collection reminder you send. Mamo Pay is purpose-built for the UAE market, offering instant payment links, QR code payments, and recurring billing schedules that align with how businesses in the Emirates prefer to transact. When OCTA sends a payment reminder via email, SMS, or WhatsApp, the included Mamo Pay link lets customers pay by card, Apple Pay, or bank transfer in seconds — and the confirmation posts back to OCTA automatically, keeping your AR dashboard current without any manual reconciliation. Small and mid-sized UAE businesses use this integration to collect payments faster, reduce the cost of manual follow-up, and give their customers a seamless digital payment experience that reflects well on their brand.

What the Mamo Pay integration does

  • Instant Payment Link Generation: For every overdue or upcoming invoice tracked in OCTA, a Mamo Pay payment link is automatically generated and embedded in the outbound reminder message — no manual work required from your finance team. Customers click the link and complete payment by card or Apple Pay in under 30 seconds, and the confirmation flows back to OCTA to update the invoice status immediately.
  • QR Code Payment Acceptance: Mamo Pay QR codes can be generated for any OCTA invoice and shared via email, WhatsApp, or printed on paper invoices and statements, giving customers a flexible payment option that works with their UAE banking app. In-person and hybrid-payment use cases are supported without needing a physical point-of-sale terminal or separate merchant account.
  • Recurring Billing and Payment Schedules: For subscription services, instalment plans, or regular retainer arrangements, OCTA can set up Mamo Pay recurring payment schedules that charge the customer automatically on the agreed date — eliminating the need for manual invoice-and-reminder cycles for predictable, repeating revenue. Failed recurring payments trigger an automatic OCTA follow-up workflow to resolve the issue before the next cycle.
  • UAE Market Optimisation: Mamo Pay is regulated by the UAE Central Bank and designed specifically for the Emirates business environment, supporting AED settlement, local bank transfers, and the payment behaviours that UAE customers and businesses expect. OCTA's integration inherits this local market fit, giving your collections process a native UAE feel rather than a generic international payment experience.

Benefits

  • UAE Central Bank regulated — trusted by thousands of UAE businesses
  • No monthly platform fee — straightforward per-transaction pricing
  • Accept card, Apple Pay, and bank transfer from a single Mamo Pay link
  • Instant setup — connect Mamo Pay to OCTA in under 15 minutes
  • QR code payments work for both digital and paper invoice distribution
  • AED settlement with same-day or next-day clearing for most transactions