Question 1

How do AI credits work?

Accepted Answer

Your plan includes a set AI credit balance each month. Credits are consumed whenever an AI agent acts on your behalf — extracting an invoice, sending a payment reminder, processing a bill, or handling an AI assistant query.

Question 2

How much does processing one invoice cost in AI credits?

Accepted Answer

As a general reference, processing one invoice or bill consumes approximately $0.50 in AI credits. This covers extraction, matching, and any automated follow-up actions.

Question 3

What happens when I use all my AI credits?

Accepted Answer

OCTA continues processing and bills overages on your next invoice at cost plus a platform markup. You receive a notification at 80% credit consumption so you can plan ahead.

Question 4

Can I upgrade or downgrade at any time?

Accepted Answer

Yes. Upgrades apply immediately and your credit balance adjusts on the same day. Downgrades take effect at the end of your current billing cycle. There are no penalties for changing plans.

Pricing — AI Finance Automation Plans