OCTA for CFOs — AI-native finance operations
OCTA automates the finance operations that drain your team: collections and DSO, procure-to-pay approvals, contract-to-cash, reconciliation, month-end close, and live cash-flow visibility. Set the policy, OCTA runs the work, your team handles the exceptions.
What OCTA automates
Accounts Payable
OCTA routes every vendor bill to the right approver. CFO approves in Slack on the school run. Audit trail builds itself.
Accounts Receivable
Every signed contract triggers billing. Every invoice triggers a polite cadence. Every payment auto-reconciles. Your DSO down 26 days.
Financial Close
Books by the 3rd. Board pack by the 5th. The first week of the month no longer belongs to finance.
Reconciliation
40,000 transactions matched in 9 minutes. Your team handles the 1% that needs judgment. Nothing else.
Working Capital
Cut DSO by 26 days and pull working capital back, without losing a single customer. OCTA runs the cadence and books the cash, your AR team only touches the exceptions.
Cash Flow Visibility
Every contract, invoice, and bill tied to a cash date. No more stale Excel. No more board surprises.
AI-Native Finance
Not chatbots. Not copilots. Agents that finish work. 0 hires. 3 agents instead.
Collections
94% of bills paid on time. Zero relationships lost. The cadence your best AR person wishes they had.
Frequently Asked Questions
How much does OCTA cost?
OCTA Core has transparent tiered plans. It starts free for solo operators, with Small & Medium Business plans from $149 to $1,299/mo (Starter Local, Starter Global, Growth) — each with a 1-month free trial and 20% off when billed annually — plus Scale ($1,649/mo), Lead ($2,999/mo), and Custom for mid-market and enterprise. Every plan includes the Workflow Engine, the AI Agent Layer, and monthly Processing Credits. Full details are on our pricing page: https://weareocta.com/pricing, or book a 15-minute call with our team for a quote tailored to your stack.
We already use QuickBooks / Xero / an ERP. Why do we still need OCTA?
Your accounting system is the system of record. OCTA is the AI-native execution layer on top of it. OCTA automates the workflows your ERP was never designed to handle efficiently: collections, approvals, follow-ups, reconciliation, procure-to-pay, cash-to-collect, and finance operations orchestration. Instead of replacing your ERP, OCTA makes it operationally smarter.
What makes OCTA different from traditional finance automation tools?
Most finance tools automate one workflow. OCTA is built as an AI-native finance operations platform. OCTA combines AI agents for finance workflows, multi-channel collections automation, embedded payments and invoice financing, procure-to-pay and cash-to-collect workflows, reconciliation automation, workflow orchestration across systems, and human + AI collaboration for finance teams. Instead of adding another disconnected tool, OCTA becomes the operational layer connecting your finance stack.
What are OCTA AI Agents?
OCTA AI Agents help finance teams automate repetitive operational work across AR and AP. They follow up on outstanding invoices, trigger reminders automatically, identify reconciliation mismatches, route approvals, surface payment risks, coordinate finance workflows across teams, and reduce manual operational overhead. Think of them as AI teammates working alongside your finance team.
Is OCTA only for accounts receivable (AR)?
No. OCTA supports both accounts receivable and accounts payable workflows. From cash-to-collect automation to procure-to-pay operations, OCTA helps finance teams manage the full movement of money across the business. This includes invoice collections, vendor payments, approval workflows, payment reconciliation, finance task management, cash flow visibility, and embedded financing workflows.
How does OCTA help improve cash flow?
OCTA improves cash flow by automating the operational gaps that delay collections. This includes AI-driven follow-ups, smart reminder automation, payment links embedded into communication, faster reconciliation, visibility into aging and overdue invoices, automated collections workflows, and invoice financing integrations. The outcome is faster collections, lower DSO, and better working capital visibility.
Can OCTA support invoice financing and embedded finance workflows?
Yes. OCTA is built to support embedded finance workflows directly within finance operations. Businesses can enable invoice financing workflows, embed payment and financing partners, automate financing-related approvals and workflows, and centralize collections and financing operations in one platform. OCTA acts as the orchestration layer connecting finance operations with payment and financing infrastructure.
How long does implementation take?
Most companies can go live within days. OCTA integrates with tools like QuickBooks, Xero, Odoo, and enterprise ERP systems. Our team supports onboarding, workflow setup, AI automation configuration, and training throughout implementation.
Will OCTA replace my finance team?
No. OCTA helps finance teams scale without scaling manual work. Instead of spending time chasing invoices, updating spreadsheets, reconciling transactions, or manually coordinating workflows, finance teams can focus on decision-making, exceptions, and strategic finance operations. The goal is not replacing humans. The goal is building AI-native finance operations.
Should we hire more finance operations people instead?
Hiring more people without fixing workflows usually creates more operational complexity. OCTA helps companies automate repetitive finance work across collections, approvals, reconciliation, procure-to-pay, and cash-to-collect processes before operational inefficiencies scale further. This allows finance teams to operate leaner and more efficiently as the business grows.
Why are modern finance teams moving toward AI-native finance operations?
Traditional finance operations rely heavily on manual coordination across emails, spreadsheets, ERPs, approvals, and follow-ups. AI-native finance operations allow businesses to automate repetitive workflows, reduce operational delays, improve collections efficiency, increase finance visibility, scale finance operations without scaling headcount, and move from reactive finance management to proactive execution. OCTA is built for finance teams that want automation, orchestration, and AI working together in one operational layer.