OCTA Core Pricing — Plans for Finance Teams
Simple, usage-based pricing for OCTA Core, the AI finance automation platform. Your seat fee includes matching AI credits; pay more only when you need more. Four plans: Starter (free), Growth ($49/mo, or $41/mo billed annually), Scale ($199/mo, or $166/mo billed annually), and Enterprise (custom).
Plans
- Starter: Free — accounts receivable and payable, manual invoice and bill entry, basic reports, 1 user seat, basic integrations (Xero, Zoho Books, QuickBooks). No credit card required.
- Growth: $49/mo (or $41/mo billed annually) — everything in Starter plus 3 user seats, automation workflows, custom payment method integrations, and $49/mo in included AI credits. 14 days free, no card required.
- Scale: $199/mo (or $166/mo billed annually, most popular) — everything in Growth plus 15 user seats, NetSuite and Odoo integrations, HubSpot and Salesforce CRM integrations, e-invoicing, and $199/mo in included AI credits. 14 days free, no card required.
- Enterprise: Custom pricing — custom AI credit allocation, unlimited user seats, custom accounting and CRM integrations, dedicated onboarding and support.
AI credits
Every plan includes daily-capped AI credits that power AI Chat, AI reports, and smart automations. Credits reset each day, and additional AI usage is billed at cost with a notification at 80% consumption. Annual billing is about 17% lower than monthly.
Frequently Asked Questions
How do AI credits work?
Every plan includes daily-capped AI credits that power features like AI Chat, AI reports, and smart automations. Credits reset each day. On the Starter plan, AI Chat consumes credits per interaction, while Growth and Scale plans include unlimited AI Chat access.
What plan is best for me?
Starter (free) is perfect for freelancers or solo operators managing a single entity with basic AR/AP needs. Growth ($49/mo) suits small-to-mid finance teams that need multi-entity support and up to 5 users. Scale ($199/mo) is built for growing companies that want unlimited automations, up to 15 seats, and premium support. Enterprise offers custom pricing, dedicated support, and SLAs.
Is there a free trial?
The Starter plan is free forever — no credit card required. Growth and Scale include a 14-day free trial so you can explore advanced features before committing.
Do you offer annual plans at a discount?
Yes. Annual billing is about 17% lower than monthly pricing — Growth drops to $41/mo and Scale to $166/mo when billed annually.
Can I switch plans later?
Yes — you can upgrade or downgrade your plan at any time. Upgrades apply immediately with prorated billing; downgrades take effect at the start of your next billing cycle.